additiv DFS® is an omni-channel platform built to underpin digital age banking architecture. It is an orchestration layer that sits between client interaction channels and systems of record. Available to everyone at any time, additiv DFS® adapts to changing needs and intelligently delivers personalization, at scale.


Acts as a hub for all system and data integrations and related analysis.


Delivers seamless and engaging customer experience across channels.

Digital journeys

Empowers an end-to-end digital wealth management relationship.

Most advanced technologies

additiv DFS® is a cloud-native WealthTech platform with the most advanced technologies.


Removing logic from the channel and core banking system keeps DFS® flexible.

Secure and compliant

All data in DFS® is fully encrypted at rest and in transit. A sophisticated permission system, plus multifactor authentication minimizes risks.

API first

DFS® microservices-based approach allows for specialized use cases, fast experimentation and launch of new services.


Our cloud DFS® platform is linearly scalable; supporting banks, wealth and asset managers of any size with the highest level of availability.

Open ecosystem

Our partners provide complementary data, services or functionality, helping you to deliver differentiating WealthTech solutions.


API-first architecture means minimal maintenance and change costs.

additiv identified as a
‘Transformer’ of the
wealth industry

“In terms of business model enablement, we see additiv as best-in-class. The solution can be deployed with out-of-the-box solutions or headless, using existing or third-party customer interaction channels.”

The Market Map for WealthTech – as featured in Forbes

A digital age banking architecture

Enterprise architecture is changing in response to digitalization. A unifying wealth management technology platform is essential to underpin full user journeys and realize all possibilities. DFS® is a system of intelligence, offering complete flexibility as needs evolve, from expanding existing businesses to embedding your services anywhere and everywhere.

  • Systems of records

    Sources data from a core banking system, custodian, CRM, accounting platform etc. These various systems of record are the authoritative data sources consumed real-time or via batch upload by the DFS for orchestration.

  • Integration layer

    Contains components that can be customized as part of an implemention project. DFS offers interfaces to facilitate the integration into existing system landscapes.

  • System of Intelligence

    Acts as a hub for all system and data Integrations. Orchestrates all services on the platform, allowing you to reinvent your business model.


    Exposes RESTful APIs that speak the business domain language while hiding the business logic complexity from the consuming systems.

  • Systems of interaction

    Delivers seamless and engaging customer experience across all channels.

Customer experiences are key to client acquisition; driving the need to separate ‘systems of interaction’ from the orchestration layer. DFS® creates this separation with the most powerful orchestration engine, delivering a growing ‘system of intelligence’ that consumes and deploys data from several books of record. As a result, our WealthTech platform enables you to simultaneously deliver multiple highly engaging experiences at digital age scale.

Speak with an expert

Book a session with digital wealth, embedded finance
or technology experts.